If you are experiencing financial difficulties or can no longer afford to make your increased monthly payment, please contact us on 0345 601 0798 so that we can help you. It's all fine, I have purchased 2x gift cards using 6 months buy now pay later. If your account isn't suspended and you make further purchases on your Argos Card, you should be aware that your repayments will increase too. @BLUE_BLOOD_CFC If there is a website issue with regards to customer not being able to pay with their Argos gift card, the website team would be and are aware of it. I.e. Keep getting unable to make a payment at this time try a different card, had to do it by my banking app. Be the first to know the next time Argos goes down. You can use your Argos Card in any Argos store, online at argos.co.uk, over the phone and on the Argos app. Under the new rules, you have 18 months from receiving the first letter to move your account out of Persistent Debt. If you've received a letter from us about this issue, then your account meets that definition and you need to consider taking action. I have trying all morning. If you're on a mobile device, make sure your signal is ok and that you have the data available to download a PDF (they're about 400KB each). Please take a look at our dedicated help page for more information. @Philip37937 @Happyintelect No goods and no contact from Argos. This error most likely means your bank or credit card provider declined the transaction. DIGITAL SPY, PART OF THE HEARST UK ENTERTAINMENT NETWORK. 20 lost. I've forgotten my details. Was told issue escalated and nothing. @Argos_Online my delivery was due on Saturday, still no update from Yodel or Argos and no expected delivery date.appalling service and want to cancel and have a refund! Can I change my Direct Debit details? @garrettdonnelly @Sums_World The Argos model is no longer sustainable. What happens if I go over my credit limit? Go here and give us some details about you and your Argos Card (your Card number and expiry date), set up your login details and then you're all done! @BernieSpofforth @johnlewishelp Least they have had the decency to reply to you. @ArgosHelpers Hi. No-one can be forced to accept a credit card as a payment for a debt. @ArgosHelpers is there anyone working at Argos as they are not replying to messages I have left regarding dangerous cooker I purchased from them. Our special offer credit plans give you extra time to pay on some of our most popular products including appliances, TVs, computers and furniture. You will have the same experience of using the Card as you always have. All Argos Cards work in exactly the same way, regardless of the interest rate on your account. @ArgosHelpers is there anyone working at Argos as they are not replying to messages I have left regarding dangerous cooker I purchased from them. @CJrpeake Product not as advertised. The four digit Plan Ref simply helps us locate a plan on your account if you call us. Attention now has to go to staff with todays news. We'll only take your Minimum Payment each month, while Buy Now Pay Later plans will never have a Minimum Payment. How do I contact you? Debt can become a problem for all sorts of reasons for example, as the result of relationship breakdown, unemployment, bereavement and illness. @jaybirdie1 Your current Argos Card terms and conditions will continue to apply, you'll still receive your monthly statements, and youll need to make at least your minimum monthly payments at your current rate. Can't use giftcard with nectar points and/or paypal now? Also, you can only get credit plans on Argos and Habitat orders over 50. You don't have to repay your Normal Credit balance all at once to keep your Argos Card account in good shape, you can choose to spread the cost instead. Refunds (which take up to 7 days) only start when you contact them. @ArgosHelpers Hi. It shouldn't take more than a minute or two. Logon ID Login ID * Your Login ID is at least 6 characters and can contain letters, numbers or special characters. If anyone contacts you to ask for your login details (Login ID, Memorable Word or Security Number) for security reasons then do not hand them over. I don't think I'm in Persistent Debt. I purchased a tablet from Argos on 12 Feb for 225. @Haddy51 Please don't anyone respond just screaming into the void. We simply need to warn you that if you continue to pay the minimum, you'd owe the debt over a longer period and be charged more interest during that time. Argos absolutely shocking customer service 1 week after contacting them still no order they don't return phone calls avoid like the plague @Argos_Online, @mikeroscoe67 And @Argos_Online if my daughter in law hadnt of called to chase order they would t off known . I then took screenshots of the chat and contacted Monzo. Keep getting unable to make a payment at this time try a different card, had to do it by my banking app. Hence my request to try later today. Andrew Harris is actually a 4 time Grey Cup winner. You're not tied in to paying a higher amount all the time. Can I pay half cash and half Argos Card? I've sent a text to opt out of the interest rate increase, but I haven't had a response. Enter the CVV2 number from the back of the card in the 'Security code' box. @ArgosHelpers Hi. If you have been in Persistent Debt for 18 months and we will send you a letter or email asking you to choose from some options. @carohyde There could be different reasons for this, please refer to your most recent statement. Why does the letter say I am? @Argos_Online I have just posted on my facebook local residents group and warned 6 thousands potential customers about the issue which seems to be reocurring, hopefully more people wont get conned by Argos, @CooperativeBank mobile banking not working can't get through on phone number .tried tesco and argos says contact bank what's going on, @CooperativeBank Something wrong 1/1/23 co op banking card not working have tried tesco and argos please advise ASAP can't get through on the phone number 03457212212, @ArgosHelpers I'm having problems with my Argos gift card what do I do. The Financial Conduct Authority have rules which mean that we need to help you to take action to move your account out of Persistent Debt. You can look on your latest statement (go to View Statements when you log in) or we'll tell you on your Account Summary. If you think this is happening to you or someone you care about, here's how to get help. @SkyHelpIreland my sky remote is not working! You can't register the Argos Credit Card (the black Visa credit card) on this website, only the Argos Card. We call this the "Deferred Interest Portion". @Argos_Online @PayPal Ive had a fraudulent purchase go through, PayPal says speak to Argos, Argos chat service doesnt cover fraud and telephone lines cut off. Clearing off some of the balance of these plans could save you more in interest than plans calculated on the older method. If you're entering your Argos Card number, you don't need to type the first four digits (6335), just the 15 digits after that. Ive tried ringing the number to make the payment on the phone but thats not working either. Why am I being told that my details can't be found when I'm trying to register? @Jak25Cj Thats the problem. How long will it take for my card to be blocked from spending? If you haven't registered you will need to do that first, and you can do that HERE, If you've forgotten your Login ID, go HERE. If you have set up a repayment arrangement to clear the arrears on your account, then you don't need to increase your payments at the moment. If you're still in Persistent Debt after this time, we'll write to you again to tell you what further action we may have to take, including suspending your Argos Card from further spending. I'm afraid you will need to contact Argos directly about this. @Argos_Online I've also tried on the laptop and same issue. You will continue to receive other correspondence and letters via email as usual. Can you help, please? Please rest assured that the payment won't be taken and we'll automatically cancel the pending amount within 24 hours. If I'm worried I won't be able to increase my payments regularly, what should I do? Advent Calendar not working on App. @highjumpingmars @sainsburys hello, I'm trying to use my discount card in argos but its not working. T&Cs apply. @Mg05026377 No - you can only register one Argos Card account on myargoscard.co.uk. @SkyHelpIreland my sky remote is not working! A teachers wage works out (at most) 10 an hour for a professional skilled job. The Potential Deferred Interest will be shown as soon as your plan appears on your Statement. This chart shows a view of problem reports submitted in the past 24 hours compared to the typical volume of reports by time of day. How will I know if my Argos Card account is in Persistent Debt? How Deferred Interest is included as part of your Minimum Payment? Will I need my login details to make purchases or manage my account over the phone? /1. No goods and no contact from Argos. @jenbritten2 If you've only become an Argos Card holder in the past 12 months, If you have an emergency temporary credit limit already on your account, If you've changed your limit within the last 6 months, If you're requesting a new limit which is below your current balance, If you're in arrears or you've missed payments. Find out more on their website, A registered national debt advice and education charity offering free, confidential support and impartial advice to anyone worried about loans, credit and debt. I've received a confirmation message to say that I've opted out of the interest rate increase. If you can only clear off one or some of the plans (but not all) it makes sense to clear the oldest plans first to save you more in interest. Why grind people down? Just Bots that are stupid refusing to recognise issues????? Where can I use my Argos Card? @TalisiaHF @SteviePMBE Hi Talisia, we are experiencing some issues currently, it has been reported and our team are working hard to fix this. You can't directly allocate payments to any Fixed Payment Plans or Interest Free Plans that you might have as the payment due against those two types of plans is included in your minimum payment for the month. Please try again or use a different c. Options. Why am I being told that my details can't be found when I am trying to register? We're here to help if you've recently lost someone close to you. If you want to set one up or amend an existing Direct Debit log into this website or call us on 03456 400 700. @goutmaskreplica Options Ward123232 Contributor Posted on Dec-08-2016 01:41 PM We are not able to process your payment using your PayPal account at this time. How Deferred Interest is included as part of your Minimum Payment? You can contact us on 0345 601 0798 about your options at any time. @afuturesound Please note, if you choose to spread the cost when your BNPL plan ends, Deferred Interest will be charged on your remaining balance, backdated to the date of purchase. What happens if I lock my account? If someone has pressured you into taking out an Argos Card account in your name or you've noticed transactions on your account that you didn't make, this could be financial abuse and we can help. Your statement will appear online on the same day each month - e.g. The stores in question are in Central Scotland. I've received a letter from you that says my account could be suspended. If you ask us to make any changes to your Direct Debit (amount, bank account or date) in the 5 working days before your next payment date, the changes may not take effect until the following payment due date. No, you need to let us know that you want to do this via text message or by calling our dedicated helpline. How do I update my contact details? @missnolikey I am looking to speak to anyone who is affected by the closing down of Cardiff Bay's Argos- get in contact if you'd like to share your thoughts! @mylilbookhome Argos ones are good. @onerealbeanie @ArgosHelpers We may be able to offer you support and we'll look at the options available to help you keep up with repayments. Just Bots that are stupid refusing to recognise issues????? Instead of Live Chat with disinterested faceless beings. If you requested your Direct Debit recently then it's possible that it hadn't been set up in time. } This is so that you can either confirm that you're still able to make increased monthly payments, or so that you can let us know if your circumstances have changed. Ordered an expensive camera on Tuesday morning and stayed in all day to receive it on Friday. . Also Asda/Argos neither have ustomer phone Service. How long will it take for my card to be blocked from spending? This would mean you will pay no interest at all. Error message on argos! No - as the main Card holder, you are solely responsible for managing your account. If you've sent us a text but haven't received either a confirmation or error message, call us on 0345 608 0152 so we can make sure your request has been logged and start the closure process. If it's not repaid, interest will be charged at the Normal Credit Rate from the date of purchase until you repay the balance in full. I'm worried about being able to afford my repayments. If you have any Buy Now, Pay Later plans that start and end before the rate change, the Deferred Interest will be charged at your current interest rate. I've recently changed my name. When will my latest statement appear online? You can contact our Customer Payment Solutions department by letter or telephone. The points are still not showing on my linked Nectar card. 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